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Additional Banking Resume Samples
Loan Originator Resume Samples
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6-10 years of experience
Chosen to exclusively manage multiple communities by building relationships and ensuring customer satisfaction.
- Achieved and maintained JD Power score of 9.3 and consistent capture ratios over 90%.
- Developed and implemented collaborative strategy for Centex and CTX Mortgage to eliminate duplication and decrease documentation turnaround time.
- Winner of multiple awards and production trips.
- Trained sales representatives using multi-platform presentation tools.
0-5 years of experience
Held full accountability for relationship-building across the organization, and driving sales volume.
- Recruited to positon for industry expertise, performance, and reputation.
- Established, grew, and sustained 90+% capture rate of new business and profit margins in highly competitive environment/territories.
- Continually surpassed customer satisfaction rates while managing multiple communities simultaneously.
- Effectively directed sales cycle from inception through close and maintained high-volume profits.
- Steered and efficiently managed ever-changing sales standards and procedures.
0-5 years of experience
Originated loans while developing new channels for the bank. As part of a group creating a retail mortgage division for [company name] (“LPSB”), was responsible for establishing branding for LPSB in various communities.
- Targeted and marketed first and second mortgage business to new and existing clients through prospecting, referrals and cold calling.
- Developed niche market with investors in the rental market with production exceeding over $1.5MM monthly.
- Achieved annual sales goals in excess of $20MM in mortgage loan products working with Fannie, Freddie and FHA products.
6-10 years of experience
Originated over 10 million in loan volume 10 years in a row, generating in excess of $500,000 in branch revenue each year
- Over 90% purchase money transactions
- Strong government insured Loan Officer. FHA, VA, Rural Development
- Recognized by the market as true problem solver and skilled with first-time homebuyers
- Served as knowledgeable, trusted advisor for past clients, future homeowners, Realtors, builders and sphere of influence
0-5 years of experience
Secured preferred vendor relationship with #1 volume grossing home builder in Maryland
- Strategically identified network of complementary organizations to generate referrals
- Completed vigorous certification process; authorized to practice in over 30 states
- Responsible for guiding clients through the entire loan process including needs consultation, generating reports and reviewing appraisals
- Collaborate with internal teams on marketing strategies
- In Top 5% of Loan Originators for Division
10+ years of experience
Consistent Multi-Million Dollar Producer since inception of receiving real estate license
- Analyzed market data and past client data to increase sales
- Established and maintained connections with clients, lenders, escrow, and title representatives
- Negotiated large sales contracts between buyers, sellers, and asset managers
- Exceeded personal and company sales goals by providing excellent customer service which increased
- Increased sales volume from $3 million in 2012 to $4 million in 2013 by prospecting through community involvement
- Originated and processed conventional and FHA loans
- Managed a staff of 10 agents and loan officers
- Maintained broker files to comply with Department of Real Estate laws and regulations
0-5 years of experience
Overseeing day-to-day branch operations to ensure efficiency and compliance with audit and security procedures
- NMLS registered to consult with clients regarding mortgage needs and then originated files/applications based on such needs
- Created and completed loan files to ensure accuracy in documents and LTV/DTI ratios
- Promoted from Assistant Branch Manager to Covering Branch Manager within four months of employment
0-5 years of experience
Graduated top of my training class that consisted of subject matter pertaining to: sales training, market analysis and the full spectrum of loan origination.
- Became the first member of my class to become licensed with the National Mortgage Licensing System and Registry and was subsequently promoted to Loan Originator.
- Provided professional financial consulting to my clients as well as the sale and origination of different products, including mortgage lending and refinancing.
- Balanced 12- 15 different client files per month helping clients identify their goals and needs. Assisted client’s through the entire loan process, from origination to close, answering questions throughout the process.
- Demonstrated a customer-focus by representing my clients with high quality principals in an ethical and professional manner.
- Built and maintained relationships with banks and title companies to provide efficient and quality service to my clients.
- Exercised constant awareness of market conditions and adapted to changing economic factors to provide strong financial consultation at all times.
- Helped clients access the best rates and understand the different types of loans and credit options available to fit their needs.
- Mastered multiple programs while remaining up-to-date regarding new regulations, products and techniques to become the most knowledgeable and professional and to become self-sufficient.
0-5 years of experience
Collected and analyzed information regarding customer income, assets, investments and debts to determine borrower eligibility for purchasing a new home.
- Presented the advantages and disadvantages of different financial products to determine the best products to meet the customer’s needs and financial circumstances.
- Managed the customer through the entire loan process by setting expectations, taking applications, and communicating all the way until loan closing.
- Awarded Banker of the Month in August 2012 for exceeding all sales goals and originating the most loans out of everyone in my sales region.
0-5 years of experience
Prospected new mortgage lending opportunities.
- Developed and maintained successful relationships with business referral sources.
- Communicated with and advised clients and partners during various stages of the loan process.
- Provided underwriting with complete and accurate loan applications.
- Ensured exceptional client experience by overseeing loan process from origination through closing.
- Utilized training materials, reference tools, and other resources to provide accurate up-to-date loan program / policy information to clients and partners.
- Locked nearly $2 million in first 30 days licensed.
0-5 years of experience
Originated loans and identified credit opportunities for new and existing customers
- Placed in the top 21st percentile in funded volume with $82.9 million in loans
- Ranked 36 out of 178 seasoned loan officers during first year
- Funded in the top 10 for the month of June in 2013
- NMLS licensed in 32 states
- Consistently met performance standards
- Acted as driving force behind each loan to ensure customer satisfaction
- Integral to development of newly formed concierge program
0-5 years of experience
Assisted branch manager and Chief Operations Officer with projections and forecasting
- Maintenance of loan spread sheets and client databases
- Calculate and review borrower’s income, credit, and eligibility to determine if loan needs to be escalated, transmitted, or approved
- Maintained confidential documents analyzed pertinent income statements
- Monitored loans and credit for prevention of fraudulent activity or derogatory issues
- Created, updated, and maintained loan origination aide excel spread sheet
- Created monthly market and real estate forecasting presentations
0-5 years of experience
Sold HARP refinances via telephone.
- Over 12 month period, originated 228 loans for a volume of $36,963,895.
- Managed average pipeline of approximately 31 loans for a volume of $4.25 million.
- Analyzed risk potential and made sount lending judgements on mortgage loans.
- Assisted customer in determining financial needs and recommended appropriate credit solutions.
- Interviewed loan applicants, set up and pre-processed files based on CLUES, DU, LP, ect. report.
- Promoted and recommended products and services
- Answered customer inquiries and advised customers of approval or denial.
0-5 years of experience
Regularly ranked in Top 3 of sales force in calls-to-applications percentage and sales volume.
- Originated residential mortgage loans in an inbound and outbound call-center environment.
- Assisted borrowers with credit counseling and document acquisition necessary for closing home mortgage loans.
- Ensured accuracy and completeness of loan documentation while following regulatory compliance requirements.
0-5 years of experience
Determine mutually advantageous loan options for client based upon future plans, current situation and preferred loan products
- Analyze credit, compare accuracy of statements of borrower’s qualifications and provide loan package to processors for review and auditing
- Coordinate team production reports to increase efficiencies and drive future results
- Maintain knowledge of loan products, underwriting, processing procedures and management reports
- Originated loans totaling $25MM
- Rank in top fifth of mortgage specialists in the country
- Winner of 2012 “Lead the Way” Contest for #1 Loan Originator in company
- Earned valuable experience in Training and Change Management rotation positions
0-5 years of experience
Earned status as top producer in closed sales and units (1991).
- Established and maintained relationships with dozens of real estate brokers and attorneys.
- Pre-qualified applicants per FNMA, FHA, VA, and FREDDIE MAC guidelines.
- Developed extensive expertise on first-time homebuyer programs in Connecticut (i.e., CHAMP, STAR, CHFA).
- Devised, implemented and taught first-time homebuyer’s courses.
0-5 years of experience
Held senior role and accountability for all aspects of branch operations including policy development,
loan program evaluation, developing staff, and defining technology requirements.
- Developed, motivated, mentored and directed team of four in meeting assigned targets.
- Demonstrated exemplary talents throughout the sales cycle to uncover opportunities and secure new
- Assessed multiple lending solutions and drove seamless closing process.
0-5 years of experience
- Embodied the company’s core values of integrity, teamwork, and an outward focus on the customer
- Continually met and exceeded sales goals in a fast-paced and highly competitive environment
- Sold the benefits of numerous loan products and developed solutions to meet clients’ individual needs
- Sustained a steady and measurable quality in all loans, while maintaining 97% customer satisfaction survey results and effectively resolving conflicts when necessary
- Effectively managed as many as 150 sales leads at once, preserving relationships with clients and Financial Advisors throughout the loan process
- Made outbound calls to drive business, as well as managed a busy queue of inbound calls
6-10 years of experience
Originated loans and assisted in processing loans; retrieved potential borrower data to secure financing.
- Received and reviewed loan applications; provided proper follow-up and maintenance on all accounts.
- Developed an outstanding understanding and application of key and current underwriting principals.
- Experienced in origination of mortgages via FNMA, FHLMC, VA, FHA, and construction guidelines.
0-5 years of experience
Sole Loan Officer for expansive new Ryan Homes and NV Homes waterfront luxury community in Prince William County, Va.
- Conducted up to 30 in-person loan applications per month within 7 days of contract, securing the customer for NVRM
- Ensured Federal, state, and company compliance from origination to closing through proper documentation and disclosure to the customer
- Locked interest rates in a rising rate environment, selling against competitors and compelling the customer to lock their loan
- Served as the liaison between Ryan Homes, NV Homes, [company name], and the customer throughout the building and mortgage loan process, providing a superior customer experience
0-5 years of experience
Originated and qualified clients and solicited mortgage loans from referral sources
- Managed documentation process to ensure accuracy and completion
- Confirmed compliance with underwriting guidelines
- Assisted Director of Renovation Lending in various projects and duties, Originated FHA 203k loans and other loan products
0-5 years of experience
Build rapport and leverage customer relationships with existing and potential borrowers, often exceeding expectations
- Analyze customers’ financial situations and provide appropriate loan product.
- Lock loans at point of sale, request initial documents from customer, and submit initial loan package to processing staff.
- Provide excellent communication and relationship skills.
- Originate quality FHA, conventional mortgage and home equity loans
- Generate annual production volume of $10 to $12+million a year
- Attention to detail with strong organizational and follow through skills has allowed closure of 80% of applications taken.
6-10 years of experience
Originated self-sourcing high quality loans meeting lender guidelines
- Provided excellent clinet service, maintaining high degree of integrity
- Developed relationships with real estate professionals, builders and other business referrals
- Analyzed detailed financial and credit data, matching client needs with appropriate loan program
- Assisted Branch Manager with training of new employees
- Assisted Loan Processor and Underwriter with needed information
- Assisted clients with loan documentation and other related matters
0-5 years of experience
Interviewed and processed preliminary loan documentation
- Entered loan application data into the Loan Origination System
- Answered general and specific 1st and 2nd mortgage questions
- Analyzed credit, income and asset applications for accuracy and submission for decision through Loan Prospector / Manual Underwriting
- Ensured that mortgage loan applications were processed according to Freddie Mac guidelines
- Provided members with information on mortgage loan products, rates and pricing
- Established working relationships with Realtors and Attorneys in the real estate community
0-5 years of experience
- Coordinated and attended marketing and business development activities, including database
- Built and maintained business relationships through networking events and follow ups
- Provided and reviewed credit report, disclosures, and appraisals with clients
- Pre-qualified approved clients, requested needed paperwork for loan transaction, and input all necessary information into “Encompass 360” origination software
- General office duties such as copying, faxing, answering phones, ordering office supplies, placing repair requests on equipment
- Mortgage Loan Originator License #987217
0-5 years of experience
Completed a rigorous training program and have obtained 25 NMLS state licensing requirements to be a loan originator.
- Offered financial solutions for clients while developing professional relationships with Merrill Lynch Wealth Management Bankers, Financial Advisors, and Resident Mangers.
- Consistently exceeded sales goals in a competitive environment.
- Carefully offered the best mortgage product solutions to our clients.
- Developed many strong relationships with clients and business partners.
- Experienced in the complex mortgage guidelines.
- Originated mortgages with PHH’s premier account Merrill Lynch.
0-5 years of experience
Processed loan applications for customers using the Section 184 Loan program.
- Provided credit counseling to customers and follow ups in order to achieve their business.
- Coached customers to improve their credit worthiness to provide prequalification.
- Attended off-site conferences to market the section 184 program.
- Provided customer service to customers throughout loan process.
- Supported origination of loans beginning to closing.
0-5 years of experience
- Hold Multiple licenses include: CA, CO, GA, MA, MD, NC, NJ, OH, OR, PA, SC, TN, TX, VA, WA, WI, WY.
- Helped clients with refinance and purchase on Manufactured and Modular homes.
- Helped with other products such as 203K renovation loans, construction to perm loans, HARP and Jumbo loans.
- Assist prospective clients in the mortgage loan application process — from origination to funding.
- Managed a multi–million dollar pipeline at any given time.
- Assisted clients with refinance and purchase transactions (Conventional, FHA and VA loans).